Why do I need a home warranty?

As a homeowner you know how expensive it can be to fix or replace things that malfunction in your home. With a home warranty plan in place, covered system and appliances in your home may be repaired whenever they break or replaced with a new one, depending on your agreement with the home warranty company. Some companies' home warranty plans even offer coverage for electrical wiring, plumbing stoppages, and other items in addition to your appliances and major systems.

Consider a home warranty if you meet any of the following conditions:

  • Any of your appliances such as air conditioner, heater, washer, dryer, water heater etc. are no longer under a manufacturer's warranty and you wish to offset some of the future repair costs.
  • You could use help at times with the high costs of major system repairs.
  • You do not want to get your hands dirty when something breaks down and need repair work done quickly.
  • You are getting tired of bearing the full cost of repairs to items in your home that could be covered by a home warranty.
  • You do not have a trusted service contractor and if you do not want to go through the pain of cold calling contractors from Yellow Pages, getting quotes, and checking their work.